Hi could I have a ppp if the site isn’t too busy? I’m 21 private renting with a …

[ad_1]
Hi could I have a ppp if the site isn’t too busy? I’m 21 private renting with a baby due in august, I work full time in a stable job but minimum wage as I’m not qualified yet but currently don’t receive any benefits. When I was 18 I taken out loads of daft credit without realising the implications it would have on my future (little woods catalogue for 600.00, Virgin media 90, vanquish credit card 250.00, and a loan for 200.00.) Now these have gone into default and the little woods has resulted in a CCJ. When I was that age the last thing on my mind was a mortgage or a family etc… but now I know I’ll probably never get a mortgage 😣. Anyway I’m currently renting a private 2 bed house (got the house in Aug last year before ccj) but now I’m having a baby I know I’m going to want to move soon into more of a family home with another bedroom but now I’m terrified that this ccj is going to ruin any chance of moving for me. I just can’t seem to find the motivation to sort any of the above debt. I try and then as soon as there is a bump in road eg the debt company don’t answer the phone I give up and don’t bother again for weeks but now it’s getting on top of me. How badly is this going to affect me? And how do I start to get myself out of this debt? I earn min wage so don’t have a great deal to pay off. I don’t care about getting any loans or credit cards at the minute it’s just for when I move house. Thanks ladies xx
[ad_2]

Source